Owner plans
A ladder, not a menu
Four rungs, in order: start with Spotlight if you still handle day-to-day yourself. Step into fleet management when you want us on operations — 80/20 standard, then 50/50 with a payment guarantee, then Owner exit. Splits on fleet-management rungs are owner% / company%.
These are operations and fleet-management services — not an investment, security, or offer to sell a security.
Rung 1 of 4 · Self-serve · Per car / month flat fee
Spotlight
You still run day-to-day yourself; we list the car for leads and share fleet/market insights — not fleet management.
Listing only
Listing on the Fleet partners page.
Listing + insights
Listing plus monthly anonymized fleet insights — earnings, expenses, and profitability-style intel.
Listing + insights + opportunity feed
Listing, insights, and a vehicle-opportunity feed. Shown so the ladder is complete — fulfillment is gated until the feed exists.
Not available to start. There is no checkout for this rung until the opportunity feed exists.
- Fee
- Per car / month flat fee. You stay on your own day-to-day operations.
- What we do
- We list the car for leads on the Fleet partners page and, on higher rungs, share anonymized fleet and market insights. This is not fleet management.
- What you do
- You still run day-to-day yourself — bookings, guests, cleaning, and upkeep stay with you.
Rung 2 of 4 · Fleet management · 80/20 · Owner 80% / company 20%
Standard management
- Split
- Owner 80% / company 20%.
- Owner pays
- Car payment, insurance, and all maintenance.
- Company provides
- Bookings, pricing, cleaning, setup, delivery, and day-to-day Turo and fleet operations.
Rung 3 of 4 · Fleet management · 50/50 · Owner 50% / company 50%
Guaranteed payment + shared OpEx
- Profit split
- After shared expenses, remaining profit splits 50/50.
- Car payment
- The company guarantees the owner's monthly car payment. If the month under-earns, the company makes up the difference. The car payment is not split as an expense line; it is guaranteed.
- Insurance
- Split 50/50.
- Maintenance
- Split 50/50 up to $500/month total ($250 each). Amounts above that monthly maximum come out of the owner's share before the profit split is paid.
Rung 4 of 4 · Fleet management · 20/80 · Owner 20% / company 80%
Owner exit
- Split
- Owner 20% / company 80%.
- Car payment and insurance
- The company pays the car payment and insurance in full.
- Maintenance
- Split 50/50 within the $500/month total cap ($250 each).
- Term
- Continues until the car is paid off in full. Ownership and title then transfer to the company.
This page is general information about our services, not legal or tax advice. A written agreement confirms terms for any vehicle.
Want to place a car on a plan? Write us at panamerica.cars@gmail.com. Spotlight $10 and $15 listing rungs can start from that note; the $25 feed rung cannot.